I finally got the call today I've been waiting for - my podiatrist's office letting me know if I could move forward with the PRP treatment. Similar to an MRI, the procedure requires pre-authorization that can take a few business days. It sounded fine to me, but then the office called and explained the process: I pay a deposit and have the procedure; they submit the claim to my insurance company; they reimburse me when the claim is paid. The catch? The deposit is $1,200 and the timing of the claim can be three months or more. Even more troubling is that the insurance company could reject the claim.
I've already paid out of pocket for my orthotics and am really not in the mood to do the same for an interesting, but definitely unproven treatment. Here is an article. What would you do?